When it comes to finding the right mortgage product, intelligent mortgage sourcing can save you time and effort while helping you find the most affordable and suitable mortgage products for your needs. This type of mortgage sourcing is designed to provide access to the whole of the market, while also taking into account real-time lender criteria and smart affordability calculations based on the lender's criteria. In addition, credit data can be a valuable tool for assessing your eligibility for different mortgage products. Here's how Mortgage Magic™ uses credit data to offer a comprehensive mortgage sourcing service

Access to the Whole of the Market: Mortgage Magic provides access to the entire mortgage market, allowing you to compare all available products from different lenders in one place. This saves you time and effort that would otherwise be spent searching for different products from different sources.

Real-Time Lender Criteria Updates: The Mortgage Magic platform is updated in real-time with the latest lending criteria from different lenders. This ensures that the platform's results are always up-to-date, reflecting the latest products and lending criteria from different lenders.

Smart Affordability Based on Lender Calculations: Mortgage Magic uses smart affordability calculations based on each lender's criteria to determine the maximum amount you can borrow from each lender based on your income, expenses, and other factors. This helps you identify the products that are most likely to be affordable and suitable for you.

Credit Data: Mortgage Magic also offers access to credit data, allowing you to obtain your credit report from your portal. An annual subscription includes credit monitoring, a credit score simulator, and other features. If a credit search is conducted on you, you will receive an instant notification via the app and email. Once you register for the credit report, you can use the data from your credit file to get an accurate assessment of the products available to you, the accurate loan amount, and the lenders who will lend to you based on your credit profile.

In conclusion, Mortgage Magic offers a comprehensive mortgage sourcing service that includes access to the whole of the market, real-time lender criteria updates, smart affordability calculations, and credit data. By using all of these tools together, you can get an accurate assessment of the mortgage products available to you and find the one that's right for your needs.